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Buying Guide

How to buy property on Costa Blanca

Everything you need to know before buying — from the first viewing trip to keys in hand. Step-by-step guides covering the legal process, taxes, mortgages, NIE numbers, and what to watch out for as a foreign buyer in Spain.

28 guides

All Buying Guide guides

Property Survey in Spain: Do You Need One? What Types Exist and What They Cost

10 min

Property Survey in Spain: Do You Need One? What Types Exist and What They Cost

Unlike the UK, surveys are not standard in Spanish property transactions — and many buyers skip them entirely. Here's when you absolutely should get one, what types exist, and what they reveal.

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Can Expats Still Get a 70% Mortgage in Spain? The 2026 Guide for UK and Swedish Buyers

10 min

Can Expats Still Get a 70% Mortgage in Spain? The 2026 Guide for UK and Swedish Buyers

Spanish banks offer mortgages to non-residents and recent residents — but the rules, LTV limits, and income assessment differ from what UK and Swedish buyers are used to. Here's exactly what to expect in 2026, which banks lend to expats, and how to maximise your chances of approval.

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Spain Property Tax Guide for Nordic and UK Owners in 2026: What You Owe, When, and What's Changed

10 min read

Spain Property Tax Guide for Nordic and UK Owners in 2026: What You Owe, When, and What's Changed

Owning property in Spain as a non-resident means navigating a set of tax obligations that differ significantly from what Nordic and UK owners are used to domestically. This guide covers IRNR rental income tax, imputación de renta, IBI, capital gains, and the recent changes affecting landlords.

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Spain's 2030 EPC Deadline: Why Energy Ratings Are Becoming the Most Important Buying Decision on the Costa Blanca

9 min read

Spain's 2030 EPC Deadline: Why Energy Ratings Are Becoming the Most Important Buying Decision on the Costa Blanca

Spain's 2030 energy efficiency deadline requires all residential properties to meet minimum EPC standards. New build arrives A/B-rated as standard. Millions of resale properties face €15,000–40,000 mandatory upgrades. For Costa Blanca buyers in 2026, understanding EPC is no longer optional — it's a direct financial factor in your purchase decision.

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Location and Transport Connectivity: What to Evaluate Before Buying on the Costa Blanca

12 min read

Location and Transport Connectivity: What to Evaluate Before Buying on the Costa Blanca

Where your property sits relative to Alicante airport, the AP-7, and everyday services determines your experience far more than the apartment's finishes. This guide covers the transport and location factors that experienced Costa Blanca buyers prioritise — and the common mistakes first-time buyers make.

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New Build vs Resale + Renovation on the Costa Blanca: The 2026 Financial Comparison

13 min read

New Build vs Resale + Renovation on the Costa Blanca: The 2026 Financial Comparison

With Spain's renovation grants now offering up to €35,000 per property, the resale renovation route is more financially competitive than it's been in years. Here's a rigorous comparison to help you decide which approach makes sense for your circumstances.

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Buying New Build in Spain: The Complete Timeline from Reservation to Keys

14 min read

Buying New Build in Spain: The Complete Timeline from Reservation to Keys

How long does it take to buy a new build property in Spain, and what happens at each stage? From reservation deposit to completion day, here is every step — with what you pay, what your lawyer checks, and when you can move in.

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Spanish Property Running Costs Explained: IBI, Comunidad, Basura and What to Budget

10 min read

Spanish Property Running Costs Explained: IBI, Comunidad, Basura and What to Budget

Many Costa Blanca buyers focus entirely on the purchase price and miss-budget for ongoing ownership costs. IBI, community fees, rubbish tax, insurance, and non-resident tax add up to €1,500–4,000/year on a typical apartment. Here's the full breakdown.

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New Build Snagging in Spain: What to Check Before You Sign Completion

11 min read

New Build Snagging in Spain: What to Check Before You Sign Completion

Spanish developers are required to rectify defects before handover — but only if you identify them. A professional snagging inspection on a typical Costa Blanca new build finds 20–80 items. Here's what to look for and how the process works.

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Home Insurance in Spain: What Non-Residents and Expats Actually Need

10 min

Home Insurance in Spain: What Non-Residents and Expats Actually Need

Home insurance in Spain works differently from the UK or Sweden. Community buildings insurance covers the structure — but not your contents, liability, or interior fittings. Here's what you need and what to avoid.

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Setting Up Utilities in Spain: Electricity, Water & Internet After Buying

12 min

Setting Up Utilities in Spain: Electricity, Water & Internet After Buying

Completing on your Spanish property is just the start. Here's a practical, step-by-step guide to getting electricity, water, and internet connected — including what to do as a non-resident.

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Spanish Mortgage for Non-Residents: Complete Guide 2026

11 min

Spanish Mortgage for Non-Residents: Complete Guide 2026

Can you get a mortgage in Spain as a foreigner? Yes — and rates are competitive. Here's everything you need to know about Spanish mortgages for non-residents, from eligibility to process.

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How to Plan a Property Viewing Trip to Costa Blanca

9 min

How to Plan a Property Viewing Trip to Costa Blanca

A well-organised viewing trip is the difference between finding your dream property and wasting a week. Here's how to plan, what to bring, and what to do before and after.

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The Real Running Costs of Owning a Spanish Property in 2026

10 min

The Real Running Costs of Owning a Spanish Property in 2026

Beyond the purchase price, owning a property in Spain has ongoing costs that surprise many buyers. Here is a complete breakdown of what you can realistically expect to spend each year.

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Buying Off-Plan Property in Spain: The Complete Guide for Costa Blanca

10 min

Buying Off-Plan Property in Spain: The Complete Guide for Costa Blanca

Off-plan buying offers lower entry prices and payment flexibility — but comes with unique risks. Here's how to do it safely on the Costa Blanca.

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Costa Blanca vs Marbella: Which Is Right for Your Property Purchase?

12 min read

Costa Blanca vs Marbella: Which Is Right for Your Property Purchase?

Both coasts attract international buyers — but they are very different markets. Here is an honest comparison of price, lifestyle, buyer profile, rental yields, and long-term prospects.

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Buying Off-Plan Property on the Costa Blanca: The Complete Guide

13 min read

Buying Off-Plan Property on the Costa Blanca: The Complete Guide

Off-plan purchases offer new-build quality, developer pricing, and staged payments — but carry risks that resale properties do not. Here is everything you need to know before signing.

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Community Fees in Spain (Gastos de Comunidad): What Every Buyer Needs to Know

11 min read

Community Fees in Spain (Gastos de Comunidad): What Every Buyer Needs to Know

Community fees are a recurring cost that catches many buyers off guard. Here is exactly what they cover, how much to budget, what happens if you do not pay, and how to avoid surprises.

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How to Open a Spanish Bank Account as a Non-Resident

10 min read

How to Open a Spanish Bank Account as a Non-Resident

A step-by-step guide to opening a Spanish bank account as a foreign buyer — which banks accept non-residents, what documents you need, and how to do it before you move.

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Currency Exchange When Buying Property in Spain: How to Save Thousands

11 min read

Currency Exchange When Buying Property in Spain: How to Save Thousands

Most buyers lose €3,000–€15,000 on currency exchange unnecessarily. Here is how to time your transfer, choose the right provider, and protect yourself from exchange rate moves.

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The British Buyer's Guide to Costa Blanca Property in 2026

16 min

The British Buyer's Guide to Costa Blanca Property in 2026

Post-Brexit rules, NIE numbers, visa options, healthcare, mortgages, and why the Costa Blanca remains the UK's favourite overseas property destination. The complete 2026 guide.

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Resale vs New Build on the Costa Blanca: The Honest Comparison

15 min

Resale vs New Build on the Costa Blanca: The Honest Comparison

Both have genuine advantages. Both have genuine drawbacks. We sell both — so we have no agenda. Here's the actual comparison across price, risk, rental yield, and lifestyle.

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Renovation Costs for Resale Properties on the Costa Blanca: A Realistic Budget Guide (2026)

11 min read

Renovation Costs for Resale Properties on the Costa Blanca: A Realistic Budget Guide (2026)

Buying a resale property that needs work? We break down realistic renovation costs on the Costa Blanca — from cosmetic refresh to full gut renovation — so you can budget accurately before you buy.

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The Complete Guide to Buying Property on Costa Blanca in 2026

10 min read

The Complete Guide to Buying Property on Costa Blanca in 2026

Everything you need to know about purchasing property in Spain's Costa Blanca — from NIE numbers and legal requirements to choosing the right area and negotiating the best price.

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New Build vs Resale Property on Costa Blanca: Which Is Better?

8 min read

New Build vs Resale Property on Costa Blanca: Which Is Better?

New build offers guarantees, modern specs and payment plans. Resale means lower entry price, immediate occupancy and established communities. Here is how to decide.

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Can Non-EU Citizens Buy Property in Spain? A Complete Guide for Torrevieja Buyers

9 min read

Can Non-EU Citizens Buy Property in Spain? A Complete Guide for Torrevieja Buyers

Yes — Spain places no nationality restrictions on property purchases. Here is everything non-EU buyers need to know about NIE numbers, taxes, mortgages, and the Golden Visa.

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Spain's Golden Visa Has Ended: The Best Alternative Residency Options in 2025

8 min read

Spain's Golden Visa Has Ended: The Best Alternative Residency Options in 2025

Spain cancelled the Golden Visa for real estate investors in April 2025. Here are the best legal pathways to Spanish residency still available to non-EU citizens.

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Spain's 100% Foreign Buyer Property Tax: Complete Guide for International Investors

7 min read

Spain's 100% Foreign Buyer Property Tax: Complete Guide for International Investors

Spain's government proposed a 100% tax on property purchases by non-EU residents. Here is what it means, who it affects, the current status, and what buyers should know.

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